Mortgage Assistance Corporation, a registered Mortgage Broker with the New York State Banking Department, is a privately held corporation established in 1985. Specializing in residental and commercial real estate for individuals with all types of credit history. We have saved our clients more money than if they had obtained financing on their own..
WHY USE A MORTGAGE BROKER?
We work with more lenders that are available to the general public giving us the availability to offer the best rates and terms and to offer programs that the client may not be aware of to better fit their needs.
WHY NOT JUST GO TO MY LOCAL BANK?
The people you deal with at your local bank will not be the people you deal with for your mortgage loan. Traditionally, we can offer you a better rate, with that same bank because they have to build in their overhead into the rate. Because of the variety of lenders we have available from all over the country, we are better able to find the perfect fit for our clients financing needs.
WNY NOT USE THE INTERENT AND GET BIDS FROM SEVERAL LENDERS?
By using a lender from the interent they will farm out your loan to several lenders. Each time your loan is sent to a lender they in turn will run a credit report on you, which brings down your credit score. By using a mortgage broker your credit is usually obtained by that broker and because of the brokers knowledge of their lenders they know who will do your type of financing at the best rate and the best terms without fishing with several lenders.
WHAT IF I HAVE CREDIT PROBLEMS?
As Special Situation Specialists we work with you to solve your credit problems. We see your credit report before the lender. Because of this, we are able to catch errors, get payoffs and work with the client in resolving any credit issues that exist. In many cases we have been able to remove items from the credit report that affects your credit scores and obtain a new credit report that has derogatory credit items removed increasing your overall score.
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